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No claims bonus – what it is and how it works. The less you claim, the happier your insurers will be. Insurers provide a discount if you do not claim within the policy.
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ABN AMRO’s car insurance (third-party liability option) provides third-party liability cover in the event of damage caused to others by your car.
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5. No Claim Bonus (NCB) NCB is a discount that you get on your premium amount when you have made any claims during your previous policy period. This discount will keep increasing progressively for each claim-free year until the car insurance premium is reduced up to 50%.
No Claim Bonus (NCB) Definition. No claim bonus (NCB) is a discount, given by an insurer to a policyholder for making no claims during the policy term.
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An insurance excess is a fixed dollar amount you will pay if you make a claim. For example if your excess is $400 and your claim for an accident is $1,000, you will pay $400 and your insurer will pay $600.