If you own a car, car insurance is a required expense in 48 of the 50 states. A lack of diligence when shopping for your car insurance could lead to a hefty monthly bill, as well as headaches if you actually need to file a claim.
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Auto insurance is a necessary service for any driver. Besides protecting the investment represented by the car, it will also provide legal defense and money for medical bills. These do not come cheap.
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